Stressed Asset Management
End-to-end support for stressed and NPA assets, including asset assessment, recovery coordination, enforcement support and resolution assistance.
Service Overview
Professional Assistance by SEOK ExpertsEnd-to-end support for stressed and NPA assets, including asset assessment, recovery coordination, enforcement support and resolution assistance.
Key Deliverables & Scope of Work
Execution Workflow
Asset Analysis
Comprehensive audit of loan accounts, security documentation, and collateral valuation.
Notice Issuance
Formulating legally tight Section 13(2) notices and tracking borrower response periods.
Enforcement Plan
Deploying SARFAESI Section 13(4) symbolic possession or court filings.
Recovery / Auction
Structuring public e-auction for asset monetization and full debt recovery.
Frequently Asked Questions
What is Stressed Asset Management?
It is a specialized service to assist financial institutions in recovering non-performing assets (NPAs) through legal enforcement under the SARFAESI Act, IBC, and DRT procedures.
How quickly can legal proceedings begin?
Once an account is classified as NPA (over 90 days overdue), Section 13(2) notices can be issued immediately.